By accessing our www.njpms.in ("Website") or any of its associate/group sites, you acknowledge that you have read, understood and agree to be legally bound by the terms of the following disclaimer and user agreement. NJ Advisory Services Private. Limited. ("NJAS") has taken due care and caution in compilation of the contents for all of its Websites. However, NJAS does not guarantee the correctness, adequacy, completeness or accuracy of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. NJAS specifically states that it cannot be held liable for any damages (monetary, legal or otherwise) caused by any error, omission, interruption, deletion, defect, failure, and that it has no financial liability whatsoever to any user on account of the use of the information provided on its Website.

NJAS advises its users to verify the veracity / appropriateness of the information before taking any decisions. The information on this Website is updated from time to time. NJAS however excludes any warranties (whether expressed or implied), as to the quality, accuracy, efficacy, completeness, performance, fitness or any of the contents of the Website, including (but not limited) to any comments, feedback and advertisements contained within the Site. NJAS is not responsible for any errors, omissions or representations on any of our pages or on any links on any of our pages. NJAS does not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any alliance. This Website may contain articles contributed by individuals. The views are exclusively their own and do not necessarily represent the views of the Website or its management. The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. NJAS is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

NJAS hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Surat in India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages and exit the Website immediately. This Website is specifically for users in the territory of India. Although the access to users outside India is not denied provided in compliance with all applicable laws, , NJAS shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our Website and these disclaimers, terms, and conditions at any time.

No materials in this Website or any of its associate/group sites should be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to investments, trading of PMS, mutual funds, or trading of any financial instruments whatsoever. The information provided are NOT in nature of any recommendation or solicitation to buy or sell any securities. Your use of all the information contained on this Website or any of its associate / group sites is governed by this Terms and Conditions of Use.

Securities investments are subject to market risks and there can be no assurance or guarantee that the objectives will be achieved. As with any investment in securities, the Value of the portfolio under management may go up or down depending on the various factors and forces affecting the capital market. Past performance of the Portfolio Manager is not an indication of the future performance of the Portfolio Manager. Investors in the PMS are not being offered any guaranteed/assured returns. Please call any of the Investor Service Centres (ISCs) and obtain a copy of the Disclosure Document and read the same carefully before executing the PMS agreement. In view of the individual nature of tax consequences, each client is advised to consult his / her own professional tax advisor.